Mortgages

I offer a comprehensive range of mortgages from across the marketplace, which lenders make available to mortgage intermediaries to provide a comprehensive advice service. This coupled with our excellent client service track record means that each client we see is given very clear choices and solutions in relation to their particular life stage and circumstances. Find out more.

Investment Advice

Despite the myriad of digital solutions, most of my clients are looking for personal, face-to-face advice and this sits at the very heart of what I provide. St James’s Place is one of the U.K.’s leading wealth management firms with a very comprehensive and competitive investment approach. Find out more or drop me a line to set-up a meeting.

Cash Management

My aim is help make it easier for you to manage your wealth, by saving you time and hassle. Find out more about the cash management service I have access to.

Pensions

Pensions are complex but I can advise you on the best options available to you in terms of investing and drawing down*. Find out more about retirement planning

Inheritance Tax

This subject is very emotive for many wealthy individuals who have paid income tax, national insurance and capital gains tax, only to be hit with this upon death can be worrying. With careful planning, solutions can be put in place which address the concerns around passing assets to children and losing control of your assets or not enjoying your wealth during your lifetime. There is a balance and I can help you find it. Find out more

Protection

Often dismissed but Protection can be a very cost effective way to provide for your loved-ones when you’re gone. It can also be a very useful way of mitigating inheritance tax. Find out more.

The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.

*'Income drawdown' will reduce the size of your pension fund and the investment growth may not be sufficient to maintain the level of income you wish to draw. If you withdraw money at a rate greater than the growth achieved by your investments, your remaining fund will reduce in value. The level of income you take will need to be reviewed if the fund becomes too small - this is more likely the higher the level of income you take.

Your home may be repossessed if you do not keep up repayments on your mortgage.